Texas
Auto Insurance Requirements 
In Texas,
the minimum Vehicle Liability Requirements are 25/50/25. That's 25,000 Per
accident for bodily injury per person, 50,000 per accident aggregate for
bodily injury, 25,000 Property damage liability per covered accident. This
provides a total of up to 75,000 for each covered accident.
In order
to meet Texas Auto Insurance and state financial
responsibility requirements your policy must have at least these limits. The
policy must be issued by an insurer authorized to do business within the
state. Although 55,000 is the state's minimum coverage requirements, higher
limits are available from most insurers if desired.
Texas Home
Owners Insurance Quotes - Dwelling Insurance
Coverage forms
for most "Texas Home Insurance" and Condo Property
Risks are available at this time. Forms HOA, HOB, HO2, HOC, DP1, Fire. Low
Cost Texas Home Owner Insurance,
Home Insurance
Programs are available with Credit Score or Non Credit Scored factoring. Good
or bad credit is not an issue with our new non scored? Hassle Free HOA / HO1
program Coverage can be effected same day or following day in most cases.
Coverage can not start before we have received your completed application.
For your convenience, an online
Texas Home
Insurance Owners application is in the
forms page of the web site. The form can be
printed or submitted over the web.
Direct bill is now
available on all personal lines programs at Insurance
Plus.
If electrical wiring ,
plumbing and roof have all been updated in the last 20 years then you can
get a rating discount by using the first remodeling date as the age of the
home.? Up to a 10% credit.
Homeowners living on 1
or more acres, with or without hobby animals, can now qualify for our
homeowner program, No need for a Farm and Ranch type policy. If AG sales
are less than $5000/yr- you can still go in our Homeowner
programs.
Landlords Insurance
Residential
Rental Property
Insurance "For Let" properties in most cases can be covered on DP1.
Commercial Property lines see the
Commercial Insurance section
Apartment House
Insurance
Program for Texas clients
that operate Apartment Houses with between 10 and 50 units. This
Landlords Insurance program is a package or
BOP type policy covering? Basic, Broad or Special perils and with values of
$25,000 to $2.5 Million per location in all counties except tier
1.
We can provide Building, Contents,
Rents, Liability and Crime as well as the tenants contents extension
clause. Risks do not need to be loss free.
Rates are very competitive with other underwriters of this
business trade group.
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