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Homeowners Surplus Lines

Non Credit Scored Homeowners HOA HOB HOC

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Dwelling Fire

Vacant Homes

Vacant Dwellings

Texas income property investors and managers can look to Insurance Plus as a primary source for landlords investment property protection. We service Texas risks exclusively. Custom Insurance coverage is available for your property as well as owners contents. Standard and Non Standard, Surplus lines landlords insurance markets are available to cover Fire Wind and hail including Hurricane and Tornado hazards in most every Texas County.


Basic Insurance Protection You Need

Main Structure (s), Landlords  Building Insurance

Landlords Liability Insurance

Other structures on the property

Landlords Contents Insurance ( Equipment Appliances, Furnishings, etc.)

** PLEASE DESCRIBE THIS IMAGE **Special features you can choose for additional security

Landlords Replacement Guarantee

Replacement Cost on Contents

Additional Coverage Forms

Loss of Revenues (Rents) due to a covered loss

Landlords Apartment House Program

Program for clients that operate Apartment Houses with between 10 and 50 units. This program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25,000 to $2.5 Million per location in all counties except tier 1.

We can provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.

Rental property - Texas Landlords Insurance Form

Smaller Residential Rental Property " For Let " properties in most cases can be covered on DP1. Commercial Property lines see the Commercial Insurance Section

Commercial Property Program

We have a new insuring facility available that will accept most any type of commercial risks where the property values are up to $5,000,000 insurance per location.

This Program is principally for:

Apartments (less than 35 years old)



Convenience Stores with/without gas

Grocery Risks

Hotels (Chains and independents)


Manufacturing Risks

Motels (chains and independents)


Shopping Centers

Shopping Malls

Warehouse Risks

The facility is available in most counties and the coverage can be Fire, Ec, Vmm or All Risk with and without flood or earthquake. Your insurance Coverage not available in tier 1 and 2 areas.

This new program will offer coverage at competitive pricing and the rates.

Commercial Property lines see the commercial Commercial Insurance section

Texas Home Owner Insurance and Dwelling Coverage

Coverage forms for most Texas home Owner and Property Risks are available at this time. Insurance Forms HOA, HOB, HOC, DP1. Fire.

Programs are available with Credit Score or Non Credit Scored factoring. Good or bad credit is not an issue with our new non scored "Hassle Free" HOA insurance program

Coverage can be effected same day or following day in most cases.

Coverage can not start before we have received your completed application. For your convenience, an online application is in the forms page of the website. The form can be printed or submitted over the web.

Direct bill is now available on all personal lines programs.

If electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the structure. Up to a 10% credit.

Home Owner living on 1 or more acres, with or without hobby animals, can now qualify for our homeowner program, No need for a Farm and Ranch type policy. If AG sales are less than $5000/yr- you can still go in our Home owner programs.

We now offer $5000 of accidental water damage coverage on a DP1 on a standard Fire, EC, Vmm policy for a flat $100 AP. This applies to tenant or owner occupied Home.

Contact us today for more information about Texas Landlords Insurance get an online quote

Rental Property - Multi Family