Texas Auto & Home Insurance

Auto insurance protects us from certain financial losses to ourselves or others that can come with vehicle ownership. Get a free Quote by email or use our instant quote and issue module online for same-day Texas Auto Insurance coverage. In Texas, the minimum financial responsibility requirements for auto insurance are $30,000 per accident for bodily injury per person, $60,000 liability per accident aggregate for bodily injury, $25,000 Property damage per covered auto accident. This provides a total of up to 80,000 liability coverage on your car insurance policy.

To meet state financial responsibility requirements, you must have at least the above policy limits on your car insurance in Texas. Your policy must be issued by an insurer authorized to do business within the state. Although 85 K is the state's minimum requirements, higher limits are available from most providers if desired.

Residential Rental Property Coverage "For Let" properties and stand-alone landlord insurance risks can be covered on DP1, DP2, and DP3 insurance policies. For commercial properties, see the Commercial lines page of the website.

Investment Property Insurance For clients that operate single-family rental properties, Duplexes, triplexes, or even 4 Plex Houses can be covered on both personal and commercial insurance markets. Landlord insurance for multiple properties and Apartment Building Insurance are available. This Landlord's Insurance program can also be a BOP type Business Owners Policy covering Basic, Broad, or Special perils and with values of $25 thousand to $2.5 Million per location in all Texas counties except tier 1.

Landlord insurance is an important resource for those who are dedicated to providing homes for others. Each rental property represents hard work, commitment, and trust, but owning these properties also carries inherent risks. Landlord insurance serves as a crucial safeguard, protecting your buildings, rental income, and peace of mind against life's unpredictable events. Whether dealing with property damage, financial loss, or liability claims, this coverage enables landlords to maintain stability for their investments.

Contractors' Insurance provides essential protection for contractors against injury or damage claims made by others. Whether you are a roofer, remodeler, electrician, or plumber, we can help you find the best insurance plan that fits your budget. Call us today or use our online quote request available in the drop-down menu above. This coverage goes beyond just protecting tools and equipment; it safeguards livelihoods, partnerships, and the trust clients place in every completed project. With this insurance, contractors can confidently take on challenges, knowing they have the support they need to recover, rebuild, and continue their purpose-driven work.

Every strong foundation is built on the quiet assurance of thorough preparation. Contractors’ insurance empowers builders to pursue ambitious projects that shape skylines and enhance communities. It’s not just about managing risks; it’s about constructing with confidence, resilience, and pride, knowing that your work and your future are well protected regardless of what challenges may arise.

We have a new broker facility that will accept commercial risks with property values up to $11 million for each location.

With the right coverage, entrepreneurs can move forward without fear. It shields the hard work, late nights, and dedication invested in every sale, every product, and every relationship built. From property protection to liability coverage, small business insurance strengthens the backbone of American enterprise, empowering owners to rebuild, recover, and rise stronger when challenges arise.

We offer both stand-alone and package policies that are tailored for different types of businesses. Whether it is for your building, business property, company liability, equipment, inventory, or company vehicle. Insurance Plus offers products and services to protect your business.

Small business insurance is more than just a policy—it's a commitment to protecting your dreams. Every small business is built on the courage to take risks, innovate, and serve others with passion and purpose. Yet, even the strongest vision can face unexpected challenges, such as a storm, a lawsuit, or an unforeseen loss. This is where small business insurance comes into play, turning uncertainty into security. It serves as a reliable partner, allowing you to focus on what truly matters: growth, creativity, and community.

Smaller Residential Rental Homes or "For Let" properties, in most cases, can be covered under our landlord insurance policy quotes under Forms DP1, DP2, or DP3. Duplexes, Triplex, and 4 Plex can be covered under either personal or commercial markets for property investors with one or more rental homes in Texas.

Investing in rental property insurance offers essential protection and peace of mind, empowering you to confront challenges with confidence. This insurance not only safeguards your investment but also keeps your dreams within reach. With it, you can swiftly restore your property and ensure your rental remains secure, allowing you to focus on growing your success..

This program specializes in apartment building property and liability insurance, plus owners' contents and other structures with between 6 and 1000 units. The program is a package or BOP-type policy which covers Basic, Broad, or Special perils with values from $20,000 on up to $32 million per property location in all Texas counties. Texas Apartment building insurance is more than just a safety net; it’s a foundation of confidence for property owners and investors. This coverage protects not only the bricks and mortar but also the dreams and livelihoods built within those walls. Whether facing fire, storms, or unforeseen accidents. It allows owners to focus on creating a thriving, secure community where residents feel at home.